Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started

Building a retirement portfolio is about far more than simply picking investments. The structure, tax efficiency, and location of those investments can have a major impact on your long term retirement success.

In this episode of Retiring Canada, we discuss the key principles behind constructing a retirement portfolio designed to support sustainable income, tax efficiency, and long term growth.

You will learn the difference between asset allocation and asset location, why the placement of investments across RRSPs, RRIFs, TFSAs, and non-registered accounts matters, and how proper portfolio construction can improve after tax retirement outcomes. We also discuss market volatility, retirement income planning, equity exposure, bond positioning, and how retirees can build portfolios designed to weather periods of uncertainty.

We also walk through a detailed real world retirement portfolio example to demonstrate how investment structure, tax planning, and retirement income decisions all work together within a comprehensive retirement plan.

This episode is for Canadian retirees and pre-retirees who want to better understand how thoughtful retirement portfolio construction can help create a more sustainable and tax efficient retirement strategy.

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EPISODE RESOURCES:
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