In this episode, I reflect on the mentors who have come into my life at different stages and the biggest lesson I’ve learned about growing wealth—using leverage to build a long-term property portfolio instead of relying solely on cash.

I share my personal experiences, including key properties I’ve bought, a past business venture, and a major mistake I made in how I handled real estate at the time. I also talk about a pivotal moment when I turned to a mentor and asked, “How do I turn the money I have into a lot more?” His advice changed everything.

He taught me the power of leveraging banks—why keeping a business running, even if you don’t love it, is crucial for maintaining borrowing power. Banks don’t care about passion; they care about income stability. And if you want to use their money to build long-term wealth, you need to structure your finances in a way that works for them.

I also discuss a major roadblock I face now: banks won’t recognize my crypto income when assessing my borrowing capacity. That’s why, if your goal is to leverage property to grow wealth, you can’t rely on crypto as your main income stream. Instead, you need a stable, bank-approved source—whether that’s a high-paying job or a business—while using your crypto profits for other opportunities.

This episode is all about shifting your mindset around income, leverage, and wealth-building, and understanding how the financial system works so you can use it to your advantage.

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