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How To Buy A Home In 2022
Today's episode is all about how to buy a home. What does that process look like? What does the pride of home ownership mean? That's an amazing feeling, to have a place that you can call your own, a home base, a mortgage payment that's locked in.
Steps to buy a home:
- Figure out if you can be approved for financing unless you're sitting on cash and you're going to write a check for it.
- Talk to a lender and get preapproved for a mortgage.
- Gather information of what your goals are
- Determine your budget
- Two most important numbers, your monthly payment and total cash to close
- Where you want to buy it
- How much you have available to put down
- Roughly what your credit score is
- What you do for a living
- Submit an application online and you're going to provide some paperwork to verify your income and your assets.
- Run a credit report.
- Prequal consultation.
- You get a pre-qualification letter.
- Shop for homes.
- Your Agent will help you negotiate with the seller and their agent.
- Once you go under contract, the first thing that you're going to do is write a check to the title company.
- You could cancel the contract for any reason during those first ten days to get a full refund of your earnest money.
- Your real estate agent is going to set you up with an inspector to do an inspection of the home.
- Assuming everything's good on the home now you're continuing to move forward in the transaction.
- Hear the rest of the steps on this episode!
Important Links & Info:
Follow Jeff:
Instagram: https://www.instagram.com/jeffsmithaz/
Facebook: https://www.facebook.com/profile.php?id=100002927397116
LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/
The Smith Team at CCM
Call Us: 480.909.4000
Email Us: [email protected]
APPLY NOW @ www.smith-team.com
CCM NMLS 3029 NMLS 1642793 NMLS 413643
Important Links & Info:
Follow Jeff:
Instagram: https://www.instagram.com/jeffsmithaz/
Facebook: https://www.facebook.com/profile.php?id=100002927397116
LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/
Jeff Smith - Tiger Home Loans
📲 480.909.4000
📩 [email protected]
🔗 www.tigerhomeloans.com
Equal Housing Opportunity
Tiger Home Loans NMLS: 2425582 NMLS: 413643
View all episodes
By Jeff SmithToday's episode is all about how to buy a home. What does that process look like? What does the pride of home ownership mean? That's an amazing feeling, to have a place that you can call your own, a home base, a mortgage payment that's locked in.
Steps to buy a home:
- Figure out if you can be approved for financing unless you're sitting on cash and you're going to write a check for it.
- Talk to a lender and get preapproved for a mortgage.
- Gather information of what your goals are
- Determine your budget
- Two most important numbers, your monthly payment and total cash to close
- Where you want to buy it
- How much you have available to put down
- Roughly what your credit score is
- What you do for a living
- Submit an application online and you're going to provide some paperwork to verify your income and your assets.
- Run a credit report.
- Prequal consultation.
- You get a pre-qualification letter.
- Shop for homes.
- Your Agent will help you negotiate with the seller and their agent.
- Once you go under contract, the first thing that you're going to do is write a check to the title company.
- You could cancel the contract for any reason during those first ten days to get a full refund of your earnest money.
- Your real estate agent is going to set you up with an inspector to do an inspection of the home.
- Assuming everything's good on the home now you're continuing to move forward in the transaction.
- Hear the rest of the steps on this episode!
Important Links & Info:
Follow Jeff:
Instagram: https://www.instagram.com/jeffsmithaz/
Facebook: https://www.facebook.com/profile.php?id=100002927397116
LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/
The Smith Team at CCM
Call Us: 480.909.4000
Email Us: [email protected]
APPLY NOW @ www.smith-team.com
CCM NMLS 3029 NMLS 1642793 NMLS 413643
Important Links & Info:
Follow Jeff:
Instagram: https://www.instagram.com/jeffsmithaz/
Facebook: https://www.facebook.com/profile.php?id=100002927397116
LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/
Jeff Smith - Tiger Home Loans
📲 480.909.4000
📩 [email protected]
🔗 www.tigerhomeloans.com
Equal Housing Opportunity
Tiger Home Loans NMLS: 2425582 NMLS: 413643