Uniquely Charleston

How to Buy Smart in Charleston (Even With High Rates)


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In this episode of Uniquely CharlestonCurrie McCullough sits down with Michael Squatrito of Leeward Point Mortgage to break down what buyers need to know to navigate Charleston's real estate market—especially when interest rates are high.

They explore the differences between mortgage brokers and bankers, how to buy with friends or as an LLC, and how to avoid common pitfalls that derail closings (like buying furniture too soon!). Michael shares smart strategies for buying down interest rates, using bridge loans to move smoothly from one home to another, and how early you should start planning your home purchase.

Whether you're a first-time buyer, recent grad, or looking to move up in Charleston, this episode is packed with real advice from local pros.

📌 Topics Covered:

  • Mortgage broker vs. mortgage banker
  • Why timing matters more than interest rates
  • The smartest way to use $20k when buying a $500k home
  • Tips for young buyers & investors teaming up
  • How bridge loans give you more power in a tight market


📞 Contact Currie: https://uniquelychs.com/contact-currie-mccullough/

👉 Like, subscribe, and share if you found this helpful!
#CharlestonRealEstate #HomeBuyingTips #MortgageStrategy #UniquelyCharleston #RealEstatePodcast

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Uniquely CharlestonBy Currie McCullough