In Australia, debt collection is a regulated process designed to ensure fairness for both creditors and debtors. If you're struggling with debt and dealing with a debt collector, understanding your rights and obligations can help you navigate the situation effectively. - Sa Australia, ang pangongolekta ng utang ay isang reguladong proseso. Kung nahihirapan ka sa pagbabayad ng utang at may kinakaharap kang debt collector, makatutulong na maunawaan ang iyong mga karapatan at responsibilidad upang mas maayos mong malagpasan ang sitwasyon.