In this episode, Nick and Adam talk about how to do a zero balance transfer. Many people are unaware of this option and the pros and cons of doing a zero balance transfer, but this segment will shed light on what to look for, like fees, interest rate terms, and the importance of credit score. If you have credit card debt with super high interest and want to get out from under it, this episode is for you, and we have an awesome resource for you at Nerdwallet.com. Make sure you listen to the entire episode as we also caution users of why doing a zero balance transfer can be called a "poor man's game."