In the aftermath of the financial crash, Ann-Marie Gaynor was getting over a marital breakdown, lone parenting three children under 7 and in five-figure debt. A self-described Celtic Tiger baby, Gaynor says she only ever saw her credit card limit as a target and would apply for a new card once she'd maxed out another. In this episode she shares how she turned her life around; kicking the debt, clearing her mortgage and now encouraging her social media followers to regain control of their finances too. The Longford woman who goes by the name @IrishBudgetingMammy is sure others can tackle their debt even now during this cost of living crisis.

Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan.

Resources mentioned in this episode:

Money Advice and Budgeting Service 

Other links you may find helpful:

• The Insolvency Service of Ireland’s Back On Track web site

• Competition and Consumer Protection Commission

• If debt is causing serious mental distress, reach out and speak to an organisation like Samaritans

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