Emily Guy Birken with PT Money shares how to find the best luxury travel deals.
Episode 869: How to Find the Best Luxury Travel Deals by Emily Guy Birken with PT Money on Traveling Adventures
PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.
The original post is located here: https://ptmoney.com/luxury-travel-deals/
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869: How to Find the Best Luxury Travel Deals by Emily Guy Birken with PT Money on Traveling Adventures

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2713:
Lisa Harrison of MadMoneyMonster.com reveals how adopting a frugal lifestyle can drastically expand your life choices, sharing practical steps from reducing TV subscriptions to smart entertainment and food budgeting. She underscores the joy and liberation that frugality brings, illustrating that living within means does not mean living less but rather enriching life by focusing on what truly matters.
Read along with the original article(s) here: https://madmoneymonster.com/2017/07/21/shifting-to-a-frugal-mindset-has-given-us-options/
Quotes to ponder:
"Taking that $200/month and investing it into low-fee index funds gives me a much bigger rush than having 500 cable channels at my disposal."
"Entertainment doesn’t need to cost money. We started bucking that trend years ago and couldn’t be happier."
"Shifting to a frugal mindset was the start of a wonderful life and a bright future for our family."
Episode references:
The Simple Path to Wealth" by J L Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926
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2713: [Part 2] Shifting To A Frugal Mindset Has Given Us Options. Tons Of Options. by Lisa Harrison of Mad Money Monster

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2712:
Lisa Harrison of MadMoneyMonster.com shares her journey towards adopting a frugal mindset with her partner, illustrating the profound impact it has had on their financial independence and lifestyle. By redefining their approach to spending, particularly in areas like housing and clothing, they've cultivated a life rich in options and freedom, proving that less can indeed be more.
Read along with the original article(s) here: https://madmoneymonster.com/2017/07/21/shifting-to-a-frugal-mindset-has-given-us-options/
Quotes to ponder:
"Change is work. It’s something we can choose to do or something that can be thrust upon us."
"We needed to shift to a frugal mindset."
"Reducing your expenses allowed me to tap into an abundance-filled state of creativity and resourcefulness in getting my needs met."
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2712: [Part 1] Shifting To A Frugal Mindset Has Given Us Options. Tons Of Options. by Lisa Harrison of Mad Money Monster

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2711:
Dive into the insightful strategies Miranda Marquit shares in "3 Early Retirement Planning Ideas" to fast-track your path to financial independence. Explore practical steps like disciplined saving and investing, creating multiple income streams, and embracing mini-retirements to retire earlier than you might expect.
Read along with the original article(s) here: https://www.goodfinancialcents.com/3-early-retirement-planning-ideas/
Quotes to ponder:
"Disciplined investing involves considering how much you need in your portfolio to create an income stream you can live off of."
"Start cultivating multiple income streams now, so they are established and mostly automatic by the time you are ready for early retirement."
"If you want to enjoy life now and aren't concerned about having a huge chunk of time to try and kill when you are older, you can plan to take mini-retirements."
Episode references:
The 4-Hour Workweek: https://www.amazon.com/4-Hour-Workweek-Escape-Live-Anywhere/dp/0307465357
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2711: 3 Early Retirement Planning Ideas by Miranda Marquit of Good Financial Cents on Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2710:
JD Roth of GetRichSlowly.org introduces the Balanced Money Formula by Elizabeth Warren and Amelia Tyagi, providing an innovative approach to managing personal finances without a traditional budget. Roth explores how simplifying budgeting into three categories - Needs, Wants, and Savings - can help achieve financial equilibrium and reduce stress about money management.
Read along with the original article(s) here: https://www.getrichslowly.org/the-balanced-money-formula/
Quotes to ponder:
"When your money is in balance, you always have enough to pay your bills, have some fun, and save for your dreams. And here is the best part of all. Once your money is in balance, you can stop worrying about it."
“You can spend your Wants money on anything that strikes your fancy, so long as you stay within 30% of your income.”
“You certainly won't get into trouble spending like this on Wants. Even so, you should ask yourself - are you making enough room for fun?”
Episode references:
All Your Worth: The Ultimate Lifetime Money Plan by Elizabeth Warren and Amelia Tyagi: https://www.amazon.com/All-Your-Worth-Ultimate-Lifetime/dp/0743269888
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2710: The Balanced Money Formula by JD Roth of Get Rich Slowly on Personal Finance Habits

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2709:
Explore a myriad of low-cost yet enchanting date ideas in Leo Babauta's article "Cheap But Great Dates." Babauta shares inventive and budget-friendly dating strategies from picnics at sunset to old movie marathons, proving that romance doesn't have to be expensive. His practical advice offers a creative twist on making memorable moments without breaking the bank.
Read along with the original article(s) here: https://zenhabits.net/cheap-but-great-dates/
Quotes to ponder:
"Watch meteors: Get a blanket and look up at the stars. It’s best if there’s a meteor shower - shooting stars are magical. Otherwise, learn a few constellations and point them out to her. Ponder the mysteries of the universe."
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869: How to Find the Best Luxury Travel Deals by Emily Guy Birken with PT Money on Traveling Adventures

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