Tawalla Simmons volunteered with the Office of the Comptroller of Currency to understand and learn with the bankers what the regulators are requiring so she could better serve the communities. More information on how a for profit business can get a grant for community reinvestment services (CRA) community reinvestment act of 1977 is a program that helps people in the community based on the census tracts they live in. Low income, low-to-moderate income. mid-to-moderate income, and other specific data needed to reach CRA exam goals by banks. Anyone can get a grant based on what they are doing in the community. Sponsorships count as grants too. Any color and race can get a grant. BBVA Bank is now PNC Bank. Prosperity Bank, Woodforest National Bank etc.