During the Covid-19 pandemic mortgage lenders have tightened up on their lending requirements to lend money to people looking to buy a home.  So it was only right for your hosts Gordon and Ron to bring in mortgage expert Rodney Lewis to break down what lenders are currently looking at so that you can get a mortgage in 2021.  Rodney Lewis has been in the mortgage industry for over 5 years and prides himself on the level of customer service he provides to his clients as a professional.  In this episode get insights on:

► The different type of loan products in detailed (VA, FHA, conventional)

► Why a conventional loan is a very attractive mortgage option 

► What a Desktop Underwriting Approval is and how it benefits you as a homebuyer 

► What is Private Mortgage Insurance (PMI) vs Mortgage Insurance Premium (MIP)

► Why having 2 years of employment history is crucial to obtaining a mortgage

► How to qualify for a mortgage if your self employed 

► What current minimum credit scores are needed to get approved for each loan product

& ALOT MORE . . .

After listening to this episode you will know exactly how to obtain a mortgage in 2021!

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