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Think being self-employed means you can’t get a mortgage? Think again!
In this eye-opening episode, Crunch founder Darren Fell is joined by mortgage expert Rob Starr from Seico—Crunch’s preferred mortgage partner—to bust the biggest myths around mortgages for the self-employed in 2025.
Rob brings over 30 years of experience helping freelancers, contractors, and small business owners successfully secure home loans—even after being turned down by traditional banks. This episode is packed with real-world insights and practical advice tailored to self-employed professionals.
🔍 What you’ll learn:
✔️ Why banks often say “no”—and why that’s not the end of the road
✔️ How self-employed people can often borrow more than they think
✔️ The #1 mistake to avoid when applying
✔️ What lenders really care about—income, dividends, retained profits
✔️ How to improve your credit score before applying
✔️ Tips for getting approved even with bad credit
✔️ A simple, step-by-step approach to getting your mortgage stress-free
Whether you're planning to buy your first home or thinking about refinancing, this episode gives you the clarity and confidence you need to move forward.
👉 Need help? Call our Crunch Advisors at 0330 404 8746 or visit www.crunch.co.uk. We're here to make your side-hustle journey as smooth as possible.
Crunch delivers accounting and financial services to empower the self-employed and small business owners: https://www.crunch.co.uk
Instagram: https://www.instagram.com/countoncrunch
LinkedIn: https://www.linkedin.com/company/countoncrunch
Facebook: https://www.facebook.com/countoncrunch
Twitter: https://twitter.com/countoncrunch
By Crunch AccountingThink being self-employed means you can’t get a mortgage? Think again!
In this eye-opening episode, Crunch founder Darren Fell is joined by mortgage expert Rob Starr from Seico—Crunch’s preferred mortgage partner—to bust the biggest myths around mortgages for the self-employed in 2025.
Rob brings over 30 years of experience helping freelancers, contractors, and small business owners successfully secure home loans—even after being turned down by traditional banks. This episode is packed with real-world insights and practical advice tailored to self-employed professionals.
🔍 What you’ll learn:
✔️ Why banks often say “no”—and why that’s not the end of the road
✔️ How self-employed people can often borrow more than they think
✔️ The #1 mistake to avoid when applying
✔️ What lenders really care about—income, dividends, retained profits
✔️ How to improve your credit score before applying
✔️ Tips for getting approved even with bad credit
✔️ A simple, step-by-step approach to getting your mortgage stress-free
Whether you're planning to buy your first home or thinking about refinancing, this episode gives you the clarity and confidence you need to move forward.
👉 Need help? Call our Crunch Advisors at 0330 404 8746 or visit www.crunch.co.uk. We're here to make your side-hustle journey as smooth as possible.
Crunch delivers accounting and financial services to empower the self-employed and small business owners: https://www.crunch.co.uk
Instagram: https://www.instagram.com/countoncrunch
LinkedIn: https://www.linkedin.com/company/countoncrunch
Facebook: https://www.facebook.com/countoncrunch
Twitter: https://twitter.com/countoncrunch