If you’re an insurance agent or adjuster with questions about licensing in Texas, you’re in the right place. Whether you’re applying for your first license or preparing for renewal, this guide answers the most common questions about Texas insurance licensing.

How long does it take TDI to review my insurance license application?

The Texas Department of Insurance (TDI) typically reviews license applications within one business day. If your application is complete, accurate, and free of qualification issues, you could receive your license as soon as the next business day.

After submitting your application, watch for any follow-up questions from TDI and respond promptly to avoid delay.

How often do Texas insurance agents need to renew their license?

Your Texas insurance license expires every two years on the last day of your birth month. For first time applicants, the initial license term may be shorter so that future renewals match your birth month.

What do agents need to do to keep their Texas insurance license active?

To maintain your insurance license, you must renew it every other year before it expires at the end of your birth month. The renewal process calls for completing all required continuing education (CE) hours, submitting your renewal application, and paying the renewal fee. There’s a $25 fee if it’s late.

How many CE credits do I need to renew my Texas insurance license?

Most Texas insurance licenses require 24 hours of CE every two years, including three hours of ethics courses. At least half of all CE hours must be in a classroom or classroom equivalent setting. CE requirements vary by license, so check the requirements for your specific license type.

If you miss your CE deadline:

• You’ll be fined $50 per late credit hour, up to $500.
• Your license will not renew until you:
• Complete all required CE.
• Pay the CE fine.
• Submit your renewal application.
• Pay the late fee, if applicable.
• If you don’t renew your license within 90 days of the expiration date, your license will become inactive and you’ll have to apply for a new one.

Where can I get help with the Texas licensing process?

Visit TDI’s Agent/Adjusters page and select the license type. There, you’ll find guidance on:

• Accessing required forms.
• Applying for a license.
• Renewing a license.
• Changing your address.
• Updating your name.

If you still have questions, call TDI at 512-676-6500 or email [email protected].

Careers in insurance: How to become an insurance agent or adjuster

Individual license online renewal or reinstatement guide

Continuing education information for agents and adjusters

What you need to know about continuing ed

Have a question about your agent or adjuster license?

00:00 How to become a licensed insurance agent in Texas

00:35 Who needs an insurance agent license?

01:25 What can you do if you're a licensed insurance agent?

01:50 What are the requirements to become a licensed insurance agent?

02:25 What is the process to get an insurance agent license?

03:40 What types of insurance agent licenses can you get in Texas?

04:16 How fast can you get an insurance agent license in Texas?

04:49 How often do you have to renew your insurance agent license?

05:53 If a licensed insurance agent moves to Texas, how do they update their license?

06:45 How to find insurance agent license on TDI.texas.gov

07:25 For more insurance license questions, call TDI at 512-676-6500 or email [email protected]

07:54 What are licensed insurance agents required to do to maintain a license?

10:16 For more info on insurance agent licenses visit TDI’s Agent/Adjusters page or call 800-252-3439