The Careful Cents Podcast with Brian J. Roberts Episode 1: 7 Steps To Getting Out of Debt   Did you know that over 80% of Americans are in debt?    Ask anyone who's faced down an avalanche of credit card debt and they'll tell you: tackling excessive debt is one of the most stressful things you can do. Brian offers a simple (not easy!) step-by-step explanation of the necessary steps to successfully tackling your debt.   Here are a few things you will learn about in this podcast:

1. Budgeting Effectively: it's not just about cutting back but acting in the best interest of yourself. This will put yourself in a better position in the future.
2. Control Impulse Spending: impulse spending will put you further in hole and make it harder to get out of debt.
3. How to Prioritize Your Debt: Tackle high interest rate debt first. Let low interest debt accumulate in the background.
4. Pay More Than the Minimum: it's important to make extra payment or pay more than you owe month over month. It will help to get out of debt faster.
5. Make Extra Money: look for ways to monetize. Maybe sell things you don't use or freelance your talents (because you have them). There's not shortage of ways you can learn how to make extra money on the side, and anyone can do it.
6. Consider Debt Consolidation Loans 
7. Set Clear Goals: be methodical, and plot out what you can pay, when you can pay it and when. Get as granular as you can, so you aren't hit with any surprises and are always a step ahead.
8. And much more.

Learn more about how to get out of debt at Careful Cents.