How to Manage HOLIDAY DEBT with REFINANCING | The Mortgage Den

In the second episode of The Mortgage Den by Nick Da Silva, we break down the impact of holiday spending on your finances and how it can lead to credit card debt and high-interest obligations. We’ll explain how refinancing can help consolidate your debt, lower payments, and reduce interest rates, with mortgage broker Nirvina Shamshudin. We will also discuss when refinancing is a good choice and when it isn't, such as if you know you'll be selling soon. We will walk you through the refinancing process and help you link it to your long-term financial goals. Don't miss these expert tips for managing your holiday debt and making smarter financial decisions in 2025!

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