First focusing on accomplishing the 5 benchmarks of your 20’s, it’s important to review and complete those first. Your 30’s should be focused on growth and establishment. Using this season to solidify who you are and reflect and respond on how you need to make adjustments going into the new decade will help you calibrate. The first step is to take a look at where you are in life. Are you where you hoped you would be? Allow the setbacks that you may have experienced in your 20’s to be a setup for refocusing. Looking at how you can look at a setback like carrying unsecured debt and figuring out how to intentionally get rid of it!