Benchmark #5 focuses on saving above and beyond your emergency fund in order to be sure you are putting money aside for aspects that align with what matters in accordance with your vision. The what is more important than the how and how much in defining what you are saving for and why. Your savings goals will vary greatly from your neighbor, so setting the goal of saving, how much you will then save over what time, then setting the next goal to accomplish will ensure you are always working toward something and moving forward.