The Careful Cents Podcast

How To Not Be Broke


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Tired of being broke? Here's how to fix it.

Make Up Your Mind

  • "Enough is enough, I'm all in."
  • If you don't take charge, no one else will. 

Identify The Source

  • Comb through your statements
  • Income problem? Spending problem?
  • "What's coming in, what's going out?"

Create A Budget

  • What's essential? What's not?
  • What can be negotiated? Cut outright?
  • Don't overextend–start simple

Eliminate Your Debt

  • Tackle high interest debts first
  • Will free up + build your credit
  • Save money on fees, interest
  • Make lifestyle adjustments

Increase Cashflow

  • Easiest: Overtime? Extra shifts?
  • Sell your stuff: DeClutter, eBay, etc.
  • Sell products via Shopify
  • Freelance: Upwork, Fiverr, etc.

Remember: Money Isn't Everything

  • Life doesn't happens in a vacuum
  • Take care of your physical, mental health
  • Be mindful of what you consume
  • Have courage to confront the "monsters"

Learn more: 
https://www.carefulcents.com

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The Careful Cents PodcastBy Brian J. Roberts