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📊 Property investment without a plan usually leads to mistakes.

Too many investors jump into deals without understanding how their loans, cash flow, and long-term goals connect.

In this episode of The Mortgage Chat, Tony breaks down how proper investment planning sets successful investors apart.

We cover:
 🧠 Why strategy matters more than chasing deals
 🏠 How to align your property choices with your goals
 💰 Planning loan structures before buying
 📈 Balancing growth, yield, and risk
 ⚠️ Common planning mistakes that stall portfolios

If you want to build property wealth with clarity and confidence, this episode helps you understand how to plan properly before making your next move.

🎧 LISTEN TO THE PODCAST
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https://themortgageagency.com.au/contact/

Tony Xia | The Mortgage Agency
 📞 0423 718 612
 📩 [email protected]

00:00 – Intro: Why Investment Planning Matters  
00:40 – Common Investor Planning Mistakes  
01:55 – Setting Clear Property Goals  
03:15 – Matching Strategy to Your Financial Position  
04:45 – Planning Loan Structures Early  
06:20 – Growth vs Yield in Your Plan  
08:05 – Risk Management for Investors  
09:40 – Planning Beyond the First Property  
11:15 – Long-Term Portfolio Thinking  
12:45 – Final Takeaways