When deciphering your credit card statement balance, first, focus on the "Balance Due," indicating the total amount payable by the due date. Be aware of the "Minimum Payment" as the lowest acceptable amount. Scrutinize "Transaction Details" to understand charges and credits. Note the "Due Date" to ensure timely payments. Be mindful of your "Credit Limit" to avoid exceeding it. Consider "Interest Charges" for carrying a balance and watch out for any additional "Fees." Understanding these elements ensures effective credit card balance management.