In this video I will explain how to reduce your overall family taxes in Canada.

Essentially what has happened is that the government has decreased interest rates to historic lows to pump the economy. Lower interest rates mean more people may want to borrow to invest, or start a business.

What this has also allowed us to do is to reduce our overall family taxes.

If you are the higher income earning spouse, and you invest your money in your own name, you’re going to pay *thissss* much tax.

But if you loan your money to your spouse, who earns less than you, and then your invest your money, you pay *this* much tax.