In today’s world, saving is often mistaken for stinginess, and comfort is wrongly tied to overspending.

But the truth is — financial intelligence doesn’t mean spending less, it means spending smarter.

It’s about choosing where every dollar goes, so it brings you value, not regret.

where we’ll discover how to make money serve our happiness — not control it.

We’ll talk about the philosophy of “mindful luxury” — and explore how some people live a richer, freer life with less, simply because they understand the balance between value and cost.