Got a loan? Not sure it's the best deal? Think there's smoke and mirrors? The biggest fear everyone has - or should - is that shopping tears up the credit score.

Listen here as we relate a realilife adventure of a client and friend as we explain how to compare-shop and keep the credit unscathed. 12 Steps to SAFE Lender Shopping.

Also available at http://www.talkshoe.com/talkshoe/web/talkCast.jsp?masterId=10690&cmd=tc. Reality Radio at its best!