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Unable to pay off credit card balance every month a problem is developing. To solve this problem stop using credit cards to made purchases. This is how to stop using credit cards, the rewards are not worth the interest and fees that may be paid. 

Article Links:

https://www.forbes.com/advisor/credit-cards/how-to-get-off-the-cycle-of-using-your-credit-card-for-everything/ By Kelly Anne Smith

 https://www.consumerismcommentary.com/10-steps-to-break-the-2credit-card-habit/ By Abby Hayes

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