Jacob sits down with Michael Amalfitano and talks with him about how he got through college debt-free. They discuss simple things to do to make money and how to invest.

• Santa Barbara, CA Yearly Weather averages
• UC Santa Barbara

Making Money on the side

• Recycling bottles and cans for $0.05-0.10
• REI - Used Gear Sales
• GoPro
• Ebay
• MacBook Pro
• Reinvest money into bigger and better opportunities.
• Using time wisely: Instead of watching TV or sitting around, do something productive! 

Getting through college

• Scholarships! Michael applied to 30+ scholarships and got 8. 
• Scholarships are FREE money! The invested time is worth it.
• Don’t just apply during high school. You can continue to apply for scholarships throughout school.
• Working part-time at college. 
• Find a job that will give you a paycheck and more! 
• Apple Campus Rep Program
• Time organization and prioritization. 

Investing

• You don’t have to wait till you’re rich to invest. 
• Invest what you can when you can. 
• Invest when the stocks are lower. 
• Invest in industries you’re informed about. 
• IPOs are unstable. 
• New York Mortgage Trust
• Robinhood - app for investing - FREE STOCK!

Learn about personal Finance

• If you’re in college and have the opportunity to take a personal finance class, TAKE ONE! It’s time well spent. 
• If you are not in college, there are lots of personal finance resources. Invest some time into learning basic personal finance information. 

College Degree: Is it worth it?

• It depends on the major and field.
• Some degrees are in high demand and you’ll learn great marketable skills.
• College is more than just the degree though. You learn a lot and meet a lot of people. 

Contact Michael

• [email protected]

Jacob Links:

• Jacob’s Website
• Jacob’s LinkedIn
• Jacob's Twitter: @jacob_m_harmon

Kalob Links:

• Kalob’s LinkedIn

SuccessQuest Links:

• Website
• Blog
• Facebook
• LinkedIn
• Twitter: @MySuccessQuest
• Email: [email protected]