At most private schools, few students pay the list price. A new Forbes tool gives you a quick idea of what your real price might be. Plus, we’ve got advice on the longer process of getting a final financial offer, beginning with filling out the new FAFSA form.

Emma Whitford, an education reporter for Forbes, joins Rosemarie Miller on ‘Forbes Talks’ to discuss calculating the true cost of college tuition beyond the listed price.

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