Financial information has never been more available — TV, podcasts, YouTube, Reddit, and now AI that will answer any question in about three seconds. And yet some of the worst financial decisions we see come from people who did a ton of research first. Today Phil’s talking about why this happens and what good research actually looks like. Being informed is a good thing. Being confidently misinformed is a different thing entirely. Reach out, and let’s have a frank conversation about your financial future.

Here’s some of what we discuss in this episode:

📺 Finfluencers: Separating expertise from entertainment

🤖 AI Shift: New ways people research

👤 Personal Advice: Your situation is unique

🔐 Build Trust: Relationships drive better outcomes

✅ Vet Carefully: Credentials and experience matter

🎯 Take Action: Don't get stuck researching

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