Lukho Mkwedi Phuthi wraps up the show with Blessings Ndabula, delving into the wise use of December bonuses for financial peace. Prioritize bills first: clear school fees, electricity, credit cards, and other debts to avoid interest buildup. Create a detailed grocery list before shopping to prevent impulse buys and stick to essentials. Set aside a specific travel amount, budgeting for transport, accommodation, and emergencies without overspending. Remember to use it for house renovations, and all neccessary needed renovations or wisely spending for the family and yourself. Build a small savings buffer for January needs, fostering discipline and long-term security.

Listeners, break down your bonus methodically. Wise stewardship turns temporary cash into lasting stability. Heart to Heart