You have until January 22, 2020 to apply for the settlement Equifax is offering for their data breach in 2017. They have two options available, but which is right for you?

KSL TV's Dan Spindle discusses your choices with host Heather Kelly. And find out why a credit freeze might be the best option of all.

*****UPDATE*****  Equifax now says they don't have enough money to pay everyone who is opting for the $125.00.  Of the $700,000,000 fund, only $31,000,000 was set aside to pay individuals $125.  They now say the payout will be much less and are recommending opting for the 10-years of credit monitoring instead.

You can follow this show on Twitter and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

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