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Buying that expensive latte every day is symptomatic of excess spending by many who can not afford it.  This podcast discusses spending patterns that help increase credit card debt and prohibit people from achieving financial independence.

It's hits the spot about specific areas of spending that many just don't think about.  Learn where you can reduce spending without changing your lifestyle. 

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Episode Keywords:
Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.