For those in the giving spirit this holiday season, a large amount of money makes for a fine gift. But an even better gift is one that keeps on giving, like an upgrade to downtown infrastructure that encourages growth for generations or (on the crazier side) a publicly accessible party boat on the Tennessee River.

While $50 million may seem like pocket change to some major downtown Knoxville investors, this amount could go a long way in igniting the next growth spurt for the city, and co-hots Ryan Wilusz and Brenna McDermott have plenty of ideas about how this money could be used.

"The Scruffy Stuff" is presented by knoxnews.com. Want more downtown analysis? Sign up for the free weekly Urban Knoxville newsletter by clicking here, and join the downtown discussion by becoming part of the Urban Knoxville group on Facebook.