Health policy is difficult and tricky. In the U.S. health care is mostly financed through insurance. How does that work, and what does it imply. There are some hard truths here.

Links:

https://discoveringwisdom.com/2013/06/07/life-is-uncertain-eat-dessert-first/

https://www.actuary.org/files/publications/risk_pool_july2009.pdf

https://en.wikipedia.org/wiki/Moral_hazard

http://www.oregonlaws.org/glossary/definition/actuarially_sound

http://www.palain.com/?page_id=272