I feel it really is necessary that every contractor that does work in your home carries the proper insurance. Insurance is without a doubt a safeguard against anything that might go wrong. 95% of the time nothing at all ever happens when a person's doing work in your home. It's just that tiny percentage when it does happen that you really need to be protected.

Quick Episode Summary:

• 0:37 What to Look For
• 0:51 Workman’s Comp
• 1:13 How to Check Their Insurance