I Ditched My Budget and Created a 'Thrive 'List' — and it Helped Me Tackle My $100,000 Debt by Kara Cutruzzula Tara Newman knows how high performers operate. As an organizational psychology expert and coach, she’s helped people change careers and become better leaders, all while fighting ‘burnout’ and helping them thrive. But it wasn’t always this way. She learned from her own financial struggles.