What happens when you earn well, do "all the right things", and still get caught out by an unexpected tax bill?

In this episode of Her Fabulous Financial Future, Money Mentor Selena Flavius is joined by Women's Wealth client Annabelle, a senior supply chain director and working mum, who shares her honest experience of getting financial advice for the first time.

After returning from maternity leave and facing a shock self-assessment tax bill, Annabelle realised something wasn't quite working. As she puts it:

"I'm not rich, but I wanted to feel sorted. If something went wrong, I wanted to know I'd be okay."

That moment became a turning point. Together, Selena and Annabelle talk candidly about what it really means to take control of your money when life, career and family responsibilities collide.

In this episode, they cover:

• Why a good salary doesn't automatically equal financial confidence

• The reality of navigating tax, pensions and childcare costs after becoming a mum

• How salary sacrifice can reduce tax and protect access to childcare support

• The relief that comes from having an emergency fund and a clear plan

• Why financial independence matters, even when you're happily partnered

This episode is for women who earn well but feel uneasy about tax, pensions, or whether they're "doing it right", those returning to work after having children, and anyone who wants to feel calmer, more confident, and genuinely in control of their financial future.

Annabelle's story is a powerful reminder that financial advice isn't about being wealthy, it's about feeling secure, informed, and supported.

Resources:

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