Christmas and the end of the year should always be a big time of celebration and happiness. However, for as long as I can remember that has not been the case. So, why was I so sad despite the sparkles...?

I Was Sad Despite The Sparkles!

Speaker, author, international expert in best practice.  Changing the world one financial adviser at a time...Why? because WOW is worldwide! 

Michelle Hoskin is well known for her endless enthusiasm and energy, infectious personality and unique outlook on what she describes as a “magical industry”. Michelle has over 15 years’ experience working with some of the leading and most successful financial services practices, and is internationally recognised as the font of knowledge and the leading expert in identifying best practice standards of operation.  
 
She designs innovative solutions proven to eliminate the debilitating challenges faced by financial services professionals every day. As a regular speaker at seminars and workshops, she stimulates and inspires her audiences with the ideas and insights that she shares with them. 

World class –  she has been elected as one of the worlds top 30 coaches in financial services by The Elite Advisor™

Her free time is super special to her and is spent ‘making home’ and enjoying quality fun time with her daughter Ruby Mae!

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Speaker, author, international expert in best practice. Changing the world one financial adviser at a time...Why? because WOW is worldwide! Michelle Hoskin is well known for her endless enthusiasm and energy, infectious personality and unique outlook on what she describes as a “magical industry”. Michelle has over 15 years’ experience working with some of the leading and most successful financial services practices, and is internationally recognised as the font of knowledge and the leading expert in identifying best practice standards of operation. She designs innovative solutions proven to eliminate the debilitating challenges faced by financial services professionals every day. As a regular speaker at seminars and workshops, she stimulates and inspires her audiences with the ideas and insights that she shares with them. World class – she has been elected as one of the worlds top 30 coaches in financial services by The Elite Advisor™ Her free time is super special to her and is spent ‘making home’ and enjoying quality fun time with her daughter Ruby Mae!

Speaker, author, international expert in best practice.  Changing the world one financial adviser at a time...Why? because WOW is worldwide! 

Michelle Hoskin is well known for her endless enthusiasm and energy, infectious personality and unique outlook on what she describes as a “magical industry”. Michelle has over 15 years’ experience working with some of the leading and most successful financial services practices, and is internationally recognised as the font of knowledge and the leading expert in identifying best practice standards of operation.  
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She designs innovative solutions proven to eliminate the debilitating challenges faced by financial services professionals every day. As a regular speaker at seminars and workshops, she stimulates and inspires her audiences with the ideas and insights that she shares with them. 

World class –  she has been elected as one of the worlds top 30 coaches in financial services by The Elite Advisor™

Her free time is super special to her and is spent ‘making home’ and enjoying quality fun time with her daughter Ruby Mae!

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I Was Sad Despite The Sparkles!

I Was Sad Despite The Sparkles!