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In this episode, Niraj is joined by friend, colleague, and fellow advisor Ian Murray, CFP®, CSLP®.

In this episode they discuss the real-life role student loans play in financial planning - especially for attorneys earning at the higher end of the scale.

They talk through how student loan strategy shifts across compensation tiers, how to balance repayment with long-term planning, and how lifestyle design and financial clarity go hand in hand.

You’ll also hear thoughts on the latest student loan legislation and what income-based repayment means in today’s environment.

Whether you're managing loans, thinking about career shifts, or building a more intentional financial plan—this one's packed with insight.