Matiss Ansviesulis, Entrepreneur & Angel Investor

Matiss Ansviesulis co-founded Creamfinance (rebranded to AvaFin.com) in 2012 in Latvia. The firm was taken over by Capitec in 2024. Ansviesulis has not been idle, co-founding a string of FinTechs including Spanda Capital, NewSchool, Esketit, FU Capital, and Money.jo. Here, he talks to Robin Amlôt of IBS Intelligence about the challenges of helping the unbanked in emerging markets, and how Latvia and the other Baltic states have developed a thriving FinTech ecosystem.

Rob Israch, President, Tipalti

In Q4 2024, the UK government unveiled plans for a Regulatory Innovation Office (RIO), aiming to reduce the burden for businesses hoping to bring new products and services to market. It will support regulators to update regulation, speeding up approvals, and ensuring different regulatory bodies work together smoothly. But will it be successful in fostering innovation? Robin Amlôt of IBS Intelligence speaks to Rob Israch, President of SaaS accounting software provider and PayTech Tipalti.

Sarvjeet Singh Virk, Co-Founder & MD, Finvasia & Jumpp

How is AI driving hyperpersonalised wealth management experiences for Indian users? Sarvjeet Singh Virk, Co-Founder of Finvasia, joins Gloria Methri of IBS Intelligence to discuss this and more, including the vision behind Finvasia’s AI-powered superapp, Jumpp and the challenges of driving financial inclusion in smaller cities. Explore how AI can reshape India’s FinTech landscape over the next decade.

Sarah Martin, Chief Executive Officer, Pulsate

Without proactive strategies to drive debit card usage, financial institutions are leaving money on the table. Many mobile banking apps offered by community Fis have no mechanism for identifying who should be prompted to use their cards more. The answer is tech that can leverage data-driven insights to deliver personalised, real-time notifications. Robin Amlôt of IBS Intelligence speaks to Sarah Martin of platform provider Pulsate.

Jerry Mulle, UK Managing Director, Ohpen

It is said the most stressful thing any of us is likely to do is buy a property. Why is this so and what can be done to make the UK mortgage experience faster and less painful? Robin Amlôt of IBS Intelligence speaks to Jerry Mulle, UK Managing Director of Ohpen, about the mortgage process and about how bringing core banking into the cloud makes it easier for financial institutions to innovate, modernise and grow. 

AJ Thompson, Chief Commercial Officer, Northdoor 

Financial services providers are under increasing pressure to tackle risk in critical digital systems. AJ Thompson, CCO at UK IT consultancy Northdoor speaks to Robin Amlôt of IBS Intelligence about the impact of DORA, the prospect of itchy feet on the part of VC investors, and what established institutions and FinTechs can do better to prepare themselves for the challenges that 2025 is going to present.

Maxim Neshcheret, Regional Director (APAC), CMA Small Systems AB

APAC is a big region! We review general trends in regional payments and developments in domestic payments as well. In crossborder payments we look at the speed of adoption of the ISO20022 standard and at the prospects for stablecoin and tokenisation. Robin Amlôt of IBS Intelligence speaks to Maxim Neshcheret of CMA Small Systems.

L-R: Biju Suresh-Babu, Head of Banking & Financial Services, Fiorano; Akhil Rao, Managing Director, Nth Exception

Most financial institutions are working on their ISO 20022 migration plans with some in advanced stages and already adopting the new rules for specific use cases. Others are still assessing their needs, but time is pressing. Structured data is not just a technical requirement but also a regulatory one. Robin Amlôt of IBS Intelligence discusses the progress on CBPR+ migration with Biju Suresh-Babu of Fiorano and Akhil Rao of Nth Exception. 

Pradeep Varma, Co-Founder & Director, Pennant Technologies  

Low code and no code solutions aren’t the same, so which makes sense for your bank or financial institution’s lending strategies and products? Why does democratising  application development make business sense? These questions and others about the changing lending landscape are answered in this conversation between Pradeep Varma of Pennant Technologies and Robin Amlôt of IBS Intelligence.

Suresh Sarangapani, Chief Information Officer at Muthoot Finance 

The NBFC sector is embracing cutting-edge technologies and strategic innovations to stay ahead in a rapidly evolving market. Puja Sharma of IBS Intelligence speaks with Sarangapani on how Muthoot is leveraging technology and innovation to drive growth and navigate the evolving NBFC landscape.