"If I Were Rich," argues that most people are richer than they realize and encourages them to acknowledge this wealth. The sermon uses scripture to support the notion that God blesses individuals abundantly and challenges the idea that being rich is inherently bad. It emphasizes the spiritual responsibility that comes with wealth, suggesting that it should be used generously to help others. The sermon concludes by urging listeners to embrace their wealth and use it to make a difference in the world through acts of generosity and service.