Dollars With Dennis

If I Won’t Live to 90, Should I Claim Social Security Early?


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If your parents passed away relatively young, it’s only natural to wonder whether you’ll follow the same path. And from a financial standpoint, does that change how you should approach things like retirement planning and when to draw Social Security benefits? In today’s episode, Dennis answers a listener’s question on this exact topic. 

Here’s some of what we discuss in this episode:

⏳ Claiming Social Security early reduces benefits, know your “why” and have a plan

💰 Having multiple “buckets” of money provides flexibility and tax efficiency

🛡️ Planning is more important even if you fear a shorter retirement

👨‍👩‍👧 Family history matters, but it shouldn’t determine your retirement path

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Dollars With DennisBy Dennis Horr