Many people expecting a bigger refund thanks to the federal tax cut that took effect this year may be in for an unpleasant surprise when they file their 2018 taxes.

If you haven’t noticed, you’re already getting your 2018 tax cut

The San Francisco Chronicle is the Bay Area’s premier news source, providing an authoritative voice that lends context and depth to the conflicts and changes that shape the region. Our coverage aims to make readers feel smarter about the important issues of the day. Beats are covered through the prisms of change, conflict and power, without losing sight of the quirky and eclectic stories that make the Bay Area unique.     A SpokenEdition transforms written content into human-read audio you can listen to anywhere. It's perfect for times when you can’t read - while driving, at the gym, doing chores, etc. Find more at www.spokenedition.com

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The San Francisco Chronicle is the Bay Area’s premier news source, providing an authoritative voice that lends context and depth to the conflicts and changes that shape the region. Our coverage aims to make readers feel smarter about the important issues of the day. Beats are covered through the prisms of change, conflict and power, without losing sight of the quirky and eclectic stories that make the Bay Area unique. A SpokenEdition transforms written content into human-read audio you can listen to anywhere. It's perfect for times when you can’t read - while driving, at the gym, doing chores, etc. Find more at www.spokenedition.com

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If you haven’t noticed, you’re already getting your 2018 tax cut

If you haven’t noticed, you’re already getting your 2018 tax cut