Do people ever describe you as a “creative” type?  Unfortunately, researchers at Texas Tech University say that means you’re likely to go through your retirement savings more quickly than someone who’s not creative.  On the other hand, people who are “conscientious” supposedly spend down their nest egg at a much slower rate.  Who knows – maybe personality traits can tell us something about our financial future – or maybe it’s just another silly study?  Hear Bryan and Briley explain how they help their clients NEVER run out of money.