Wrapping up our mini-series on the economics of healthcare, this episode unpacks the rigorous legislative negotiations behind the Illinois Transparency in Downcoding Act. We explore how the tension between medical providers fighting for clinical autonomy and insurers prioritizing operational automation resulted in a unique “human-in-the-loop” transparency framework regulating AI in insurance claims. Tune in to learn how this hard-fought state compromise could serve as a national model for broader medical billing reform across federally regulated health plans.

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