A lot of people hit the new year with piled-on debt from the holidays. We all want to give our families the world, but sometimes that entails living beyond our means and carrying on the burden of debt for years and years. Perhaps you need the newest car in the driveway with a monthly payment as much as your paycheck. Are you able to save money each month for retirement? Are you able to pay more than the minimum payment on however many credit cards you may have? These are all questions we've asked ourselves at some point in our lives. Michael and Serena found an expert to ask!

We talk to Certified Financial Advisor, Nicole Augugliaro, about changing our mindset about money and getting to retirement by being strategic. We barely scratch the surface with Nicole, but her services are available near and far! No need to be local to chat with Nicole and get on the right path to financial success.

Watch the interview on YouTube: https://youtu.be/OiMd_dTjIa0

Connect with Nicole LinkedIn: https://www.linkedin.com/in/nicole-augugliaro-b98008149/