As if the Covid restrictions weren't enough to grapple with, business owners are watching incomes plummet, savings dwindle and having to use the household budget to try to keep the business afloat. There's a perfect storm of debt, loan repayments and tax demands brewing. Matt Hartley from the Money Advice Trust and Lowri Williams owner of Grazity Ltd discuss the issues and mounting concerns that even when the customers come back, businesses are in too deep to survive.