This podcast discusses the increasing challenge of auto loan delinquencies within credit unions, highlighting that nearly 5% of borrowers are significantly past due. It emphasizes the critical role of auto loans as a major source of revenue for these institutions, with credit unions holding a substantial portion of the nation's total auto debt. Convenient payment solutions are essential to address rising delinquencies, suggesting that making it easier for members to pay, particularly via digital and card options, can significantly improve repayment rates. With specific tools like Pay My Loan and Take a Payment from Access Softek, the credit unions can effectively facilitate payments and strengthen their financial stability and member relationships.