With soaring interest rates and low consumer sentiment, we need new product development more than ever in private lending. Private lenders can only drive credit growth if they transform their approach to finance through new loan products and structures. By putting borrowers first and designing products that add value and make commercial sense, lenders can win new business and forge a new way forward in finance. My 5 Rs and 3 Ds of product development will give lenders the foundations for innovating loan options. Listen to this episode for our framework on product development in private lending.

SDA and affordable housing are hot topics in development right now, but what do they mean for brokers? We unpack the lucrative development incentives on offer and give you the tools to stay one step ahead of your clients.With yields of up to 16% for the right project, it is something your clients will want to hear about.

What is a valuation worth?

We take you through the top five strategies that valuers use to appraise your property. Listen to find out if valuers are more like clairvoyants without the crystal ball, or bona fide property experts.

With a property market in flux and valuations more crucial than ever in loan approvals, you won't want to miss this. Listen to inDebt with Ulrika Lobo - new episodes every week.

The RBA has hiked the cash rate for a record 10th time in a row. It has Australian households in its sights and is out for blood. But are interest rate rises really the best way forward?

We discuss how interest rate rises might not be the best tool to use, but are the only one the RBA has access to. It has a limited arsenal.

With that in mind we look at the alternatives and weigh in on how they would affect Aussie families and the economy at large. Temporary tax, mandatory savings and corporate crackdowns are all on the table. You'll find that interest rate rises are pushing households under water while businesses use them as a floatie.