Regulatory Ramblings

India: The Regulatory Landscape for FinTech, Digital Assets & Payment Systems


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Regulatory Ramblings episode 17 with Aaron Kamath and Purushotham Kittane of the law firm Nishith Desai Associates.

Aaron, Bangalore-based leader of the FinTech Law & Policy Practice at firm Nishith Desai Associates, and his colleague Purushotham, speak to Regulatory Ramblings host Ajay Shamdasani about the following:

  • The evolving landscape of fintech models in India: Contributing factors and investments
  • The traditional role of payment service providers viz card networks and banks: Recent fundamental shift in the licensing regime
  • Digital lending: Evolving models, buy-now-pay-later, and recent guidelines on lending apps
  • E-wallets: Co-branding and white-labeling issues, and cross-border fund flow issues
  • UPI and mobile-based banking: Arteries of India’s digital payments ecosystem
  • The regulatory conundrum around cryptocurrencies
  • Taxation and virtual digital assets
  • CBDCs and the move towards ‘E-Rupees’

Click on chapters to navigate the topics discussed in this podcast.


HKU FinTech is the leading fintech research and education in Asia. Learn more at www.hkufintech.com.

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Regulatory RamblingsBy Reg/Tech Lab - HKU-SCF FinTech Academy - Asia Global Institute - HKU-edX Professional Certificate in FinTech