Your salary doesn’t define your wealth. Your assets do.

Here’s the breakdown:

🔻 Struggling (< ₹10L) — No assets, hand-to-mouth

🔹 Lower-Middle (₹10L–₹50L) — Rent, FDs, LICs

🔹 Middle Class (₹50L–₹1Cr) — 1BHK, gold, car loans

🔹 Upper-Middle (₹1Cr–₹2Cr) — 2 homes, SIPs

📈 Rich (HNI) (₹2–₹25Cr) — Real estate, startup equity

💎 Super Rich (V-HNI) (₹25–₹100Cr) — ₹1L+ mutual funds luxury

✈️ Ultra Rich (₹100–₹800Cr) — Jets, family offices

🌍 Billionaires (₹800Cr+) — IPOs, unicorns, legacy wealth

⚠️ Most Indians are stuck between ₹10L–₹1Cr — earning but not growing.

🧠 Wealth ≠ Income. Wealth = Assets – Liabilities.

✅ Want to move up?

• Build income streams

• Invest long-term

• Track your net worth

• Avoid lifestyle traps

🔁 Save this for your 2025 financial audit

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