Assemblywoman Heidi Swank breaks some news and provides some context on the state's efforts to regulate payday lenders. She tells us about how it failed in 2017 and what she's doing to prepare for 2019. Reporter Riley Snyder and Editor Jon Ralston chat with her. Then, Jon and Managing Editor Elizabeth Thompson talk about the electric utility's love of renewables and Big PhRMA's and the Culinary's fear of new drug transparency bill regs.