Can a whole life insurance policy replace your need for traditional banking? Most people get the Infinite Banking Concept (IBC) completely wrong. In this episode, we explain how to become your own banker and why conventional financial advice might be holding you back.

John Montoya shares his personal journey—from a kid frustrated by candy bar inflation to discovering Nelson Nash’s "Becoming Your Own Banker"—and why most advisors miss the true power of IBC.

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